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 Atlanta Homes Guide  

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  Information on Any Home, Anywhere      call 770-642-1114

 

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770-642-1114

call for information or an appointment to see your dream home now.

Don't let this one get away.

We will help you get this home at the best price and terms possible.

Guaranteed.

Our services are always free.

770-642-1114

Sponsored by,  

Jack Hamilton Realty

770-587-0552

When You Shop with Us You Shop with Cash

Get pre approved in minutes so you shop with confidence and when you are ready to make an offer it’s just like having cash.  The seller knows you can follow through and you know you can plan around the dates you set for your move.  We guarantee no surprises.

Guaranteed Rate and Lock In

We Guarantee you access the best lenders in the State of Georgia.  We help you negotiate the best rate and best terms for you.  You lock in your rate with our lenders to guarantee you get that rate at closing.   No disappointments or Surprises.

  • Current LIBOR rate:  4.2%
  • Example:   $200,000 home with no money down:     Under $700 per month
  • 100% financing available on all homes.
 

Call us for the best current rates and terms.   770-587-0552

 

Loan Programs

Advantages

Disadvantages

Fixed Rate Mortgages

30-Year Fixed

15-Year Fixed

20-Year Fixed

10-Year Fixed

 

  • Monthly payments are fixed for the life of the loan
  • Interest rate does not change
  • Protected if rates go up
  • Can refinance if rates go down

 

  • Rate does not drop if interest rates improve

 


 


 

Adjustable Rate Mortgages

10/1 ARM

5/1 ARM

3/1 ARM

1/1 ARM

6 Month ARM

7-Year Balloon

5-Year Balloon

 

  • Potentially lower initial monthly payment
  • Rates and payments may go down if rates improve
  • May qualify for higher loan amounts
  • All ARMs available as interest only products

 

  • Payments may change over time
  • Potential for high payments if rates go up

 


 


 

First Time Buyer Programs

  • Lower down payment
  • Easier to qualify

 


 


 


 

Stated Income Programs
No Asset / No Employment Verification Programs

  • No income verification
  • Faster approval
  • Higher down payment

 


 


 

Imperfect Credit Programs

  • Potential for reestablishing credit if you pay your mortgage on time
  • When used for debt consolidation, you may be able to reduce your monthly debt payment

 


 


 


 

Home Equity Line of Credit

  • Borrow what you need
  • Flexible access to funds
  • Interest may be tax deductible
  • Payments can change

 


 


 

Home Equity Fixed Loan

  • Fixed payments
  • Interest may be tax deductible
  • Must refinance to gain additional funds

 


 


 

Interest Only Products

  • Most of our products are available with interest only pay option periods for lower optional payments

 

 rates subject to change . Lender approval required , subject to errors , omissions, and changes